Four disciplines. Two specialist practices. One embedded financial office.
For a $5M–$50M operator, a full-time CFO doesn’t pay back yet. A part-time CFO can’t keep up with the data. An AI tool answers to no one. What we run is the function those three can’t deliver: a continuously-running intelligence layer producing audit-grade reporting on every figure, with a Chartered Accountant on the judgment calls the system can’t make. It’s the financial office at the altitude this size of business actually needs.
Financial Systems Review
We identify, improve, integrate, and where needed build your financial intelligence, SOPs, and ways of working into the operating system your business runs on.
A scoped foundation engagement. We connect to your financial stack, audit what exists, surface gaps in data quality, financials, and process, integrate disparate systems into a unified intelligence layer, and build any missing reporting components specific to your business. Hand-back is the operating foundation every subsequent engagement runs on. One fixed fee. No retainer obligation, no subscription, no commitment beyond the engagement itself.
- System access & data review (bank, Xero, Stripe, payment channels, vertical PMS)
- Transaction analysis and reconciliation across sites
- Cash position mapping and risk identification
- Findings report with prioritised roadmap
- Half-day debrief meeting
- Formal audit or assurance
- Tax lodgement (BAS, income tax)
- Day-to-day bookkeeping
- Implementation of recommended changes (separate engagement)
Fractional CFO
The financial-strategy altitude in the room when the decisions matter — at the cadence your business actually requires.
For $5M–$50M operators that have outgrown their bookkeeper but don't need a full-time CFO function. We sit at the financial-strategy altitude above the day-to-day — monthly performance reporting, cash flow forecasting, board-ready packs, capital strategy, and the calls a Chartered Accountant with twenty years of senior finance experience should be making for you. A few hours a week of the work the role actually exists for.
The pitch isn’t dashboards. It’s judgment. The infrastructure handles the verification, reconciliation and reporting overhead — the work that would otherwise pull a CFO down the ladder — so the engagement focuses on the financial-strategy work the role actually exists for. Each executive returns to the altitude they were hired for.
- Monthly performance reporting + cash flow forecasting
- Budgeting, variance analysis, financial controls
- Board-ready reporting pack
- Vertical-specific KPIs (multi-site, RTO, sector benchmarks)
- Two scheduled meetings per month + direct access
- Capital strategy and lender/equity engagement support
- Tax compliance (BAS, income tax, FBT)
- External audit / assurance services
- Day-to-day bookkeeping or payroll processing
- Acting as a director or officer of the company
- Personal financial product advice (no AFSL)
Further reading: The CFO Role by Organisation Size — Canonical Reference · what a CFO actually is, what they actually do, and how the role scales from $5M to $1B+ businesses.
Outsourced Finance Function
Your full finance team without the full-time overhead. Accounts, payroll, reporting, compliance — managed for you.
When the bookkeeper is overwhelmed, the financial controller is months away from being justified, and the founder is doing reconciliations at midnight. We become the finance function: an outsourced team operating on your stack with NPC oversight on the analytical layer above.
Typically engaged alongside Fractional CFO, where the outsourced team handles the day-to-day and the CFO does the strategic work. Both can stand alone if your situation calls for it.
- Accounts payable and accounts receivable management
- Payroll processing (single-entity or group)
- Bank reconciliation and month-end close
- BAS preparation (lodged by your tax agent)
- Compliance calendar management
- Monthly management accounts
- BAS / income tax / FBT lodgement (handled by your tax agent)
- External audit
- Acting as a director or officer
- Personal financial product advice
Financial Systems & Data
Every figure real, integrated, actionable — the infrastructure underneath every other engagement we run.
Every dashboard you've ever stopped trusting is a Financial Systems & Data problem. Numbers reconcile in one report and don't in another. The CEO's metric and the controller's metric mean different things. Your data warehouse aggregates a percentage like it's a dollar amount.
We rebuild the layer underneath. Field definitions are bound to aggregation rules at compile time (the real guarantee). Every report is bound to its source transactions through an immutable record log (the integrated guarantee). Reporting is generated, not assembled (the actionable guarantee). When your auditor asks “where did this number come from?”, the answer is one click. This is the layer NPC has spent three years building.
- Field Library design and binding to existing data
- Aggregation rule enforcement (flow / stock / ratio / rate / distinct)
- Audit-trail / RunRecordLog setup with cryptographic chain to source
- Data quality assessment and reconciliation framework
- Reporting infrastructure (dashboards, board pack templates)
- APES 320 documentation alignment
- Software development beyond the financial-systems layer
- BI tool licensing or general IT services
- External audit certification
- ERP migration (separate engagement)
Deal Preparation & Data Rooms
Get deal-ready before the clock starts. Data rooms, EBITDA normalisation, and due-diligence coordination.
Most founders underestimate what deal-readiness actually requires. Twelve months before a transaction is the right time to start, not twelve weeks. We've supported buy-side and sell-side processes totalling more than $50M in transaction value — we know what makes due diligence airtight before advisers walk in.
For sale-side work, we discuss deferring fees until settlement. We don't ask you to fund the preparation that gets you across the line.
- Business valuation and normalised earnings analysis
- Data room assembly (financials, contracts, KPIs, supporting evidence)
- Due diligence coordination and Q&A response
- Quality of Earnings preparation
- Buy-side: target screening and DD support
- Transaction advisory through to settlement
- Legal advice (engage a transaction lawyer)
- Corporate finance broking / lead advisory
- Tax structuring (handled by your tax agent)
- Personal financial advice on proceeds
ASQA Financial Viability Compliance
Weekly FVRA snapshots for Registered Training Organisations — twelve-plus regulated ratios calculated weekly from Xero, eSkilled, Stripe, and bank data.
A full dedicated practice with its own content. ASQA Financial Viability Risk Assessment is a once-a-year submission for most RTOs and a six-month scramble. We turn it into a weekly hygiene practice — by the time your annual submission is due, the work is already done.